Centralised Lending Support Services
ING
- Dublin
- Permanent
- Full-time
- Bachelor’s degree preferred - if possible, in Business, Accounting, Finance or Economics but can be in another discipline coupled with a strong result in Accounting at Leaving Certificate and/or a professional qualification such as CFA, CIMA, ACCA or ACA (could be ongoing).
- Ideally, work experience should be in financial services involving corporate loans, SME lending, processing credit or mortgage applications and monitoring loans on an ongoing basis.
- Previous experience with legal/loan documentation would be extremely beneficial.
- Solid understanding of the financial statements of companies.
- We value resourcefulness, teamwork, and enthusiasm all of which might be demonstrated via your previous work experience or perhaps involvement in extracurricular activities.
- High level of attention to detail coupled with strong organisational and scheduling skills are important.
- Excellent written and spoken English communication skills. You will be working with teams across multiple lines of business based in many different counties so strong communication skills are a must.
- Analysing financial statements (Income Statement, Balance Sheet and Cash Flow Statement) of public and private companies and inputting the required data into various credit analysis systems.
- Screening the loan agreements and understanding the financial covenants applicable to the borrower.
- Preparation of various reports for lending teams across the globe for overdue ratings, covenants and financials – we want to be able to proactively help the lending teams resolve any issues before they may arise.
- Conducting background research independently to understand the broad drivers that guide various sectors in which the borrowers operate with a view to performing a brief risk assessment, resulting in an appropriate risk rating.
- You will develop credit, analytical and technical skills while gaining hands-on experience in your role.
- You will work with engaged managers and have exposure to global teams across all areas of Wholesale Banking (e.g., corporate, real estate, and financial institutions etc).