Senior Vice President/Director, Credit Solutions - Healthcare - Innovation Banking
HSBC
- Boston, MA San Francisco, CA
- Permanent
- Full-time
- Build and maintain relationships with debt clients and prospects.
- Lead and own the due diligence process and deal structuring process.
- Build and maintain a portfolio management framework that ensures timely and concise reviews of financial performance to senior credit approvers.
- Engage in proactive portfolio management, including maintaining credit quality and profitability targets.
- Keep up with market, sector and competitive trends while developing product and sector/sub-sector knowledge.
- Act as a leader within the team and provide coaching & mentorship for members of the team.
- Develop a firm understanding of HSBC’s banking products and markets.
- 10+ years’ experience in debt underwriting experience with healthcare & life sciences companies, preferably at a venture debt bank lender or fund.
- Ability to analyze business models, financial statements, competitive landscapes, and KPI’s
- Ability to assess and handle credit risks of existing portfolio including covenant compliance, rating changes, and ongoing financial performance
- Constantly curious and has a keen curiosity about tech trends/news as well as a firm understanding of the startup and VC ecosystem
- Willingness to wear multiple hats and collaborate with clients and internal partners
- Ability to work alongside legal counsel in negotiating commercial and credit terms
- Good negotiation and communication skills.
- Proficiency in Excel as well as databases such as Pitchbook or Crunchbase