Commercial Middle Market Portfolio Manager I
Fifth Third Bank
- Chicago, IL
- Permanent
- Full-time
- Accountable for managing a portfolio of accounts.
- Review and recommend credit decisions.
- Partners with the Relationship Manager, forming the "coverage team."
- Meet with clients and Participate in business Development calls.
- Assess prospective client's viability for credit.
- Define borrowers and guarantors, deal structure, credit terms and conditions, and financial covenants.
- Value collateral.
- Expected to contribute to work flow or process change and redesign, and to form a strong basic understanding of the Credit Lending process.
- Focus on execution within defined credit lending process.
- Generate commitment letters.
- Perform final risk rating analysis.
- Capture and document credit decisions, conditions, and modifications.
- Collaborates with the Credit Analyst to perform Portfolio management duties.
- Establish and maintain Investor Group on lender Portal.
- Perform Monitoring action and Conduct periodic deal Review.
- Execute decisions to renew or modify deals.
- Communicate directly with clients regarding credit events and actions as needed.
- Works independently to pitch a deal structure.
- A focus on continuous learning to keep up with ever-changing market dynamics.
- Mentor to Credit Analysts.
- Bachelor's degree in Business (e.g. Business Administration, Finance, or Accounting).
- At least 3 years credit analysis and/or loan review experience in Commercial Banking.
- Strong analytical skills and critical thinking skills.
- Strong verbal and written communication skills.
- Professional presence (client-facing).
- Ability to partner with all deal stakeholders including clients, relationship manager and credit teams.
- Expertise in financial and risk analysis, including financial modeling.
- Demonstrated expertise in using effective problem solving.
- Proficient with technology and ability to learn new applications.
- Normal office environment with little exposure to dust, noise, temperature and the like.
- Extended viewing of a CRT screen.
- Some travel required.