You are as unique as your background, experience and point of view. Here, you’ll be encouraged, empowered and challenged to be your best self. You'll work with dynamic colleagues - experts in their fields - who are eager to share their knowledge with you. Your leaders will inspire and help you reach your potential and soar to new heights. Every day, you'll have new and exciting opportunities to make life brighter for our Clients - who are at the heart of everything we do. Discover how you can make a difference in the lives of individuals, families and communities around the world.Job Description:Location: We support US flexible working arrangements in the contiguous 48 states.At Sun Life, we look for optimistic people who want to make life brighter for our Clients. We understand the value of diverse cultures, perspectives, and identities, and want you to bring your full and authentic self to work. Every day, you’ll be empowered and challenged by working with dynamic colleagues to find new and innovative ways to make Sun Life the best benefits company in America.The opportunity:The Underwriting Consultant III reports into FullscopeRMS Underwriting Management and is responsible for the evaluation and selection of risk as well as the establishment of premium levels that ensure the profitable acquisition of new cases and the continued profitable retention of inforce cases within the assigned case size levels. This position may assist in training, technical development and mentoring of an Underwriter.How you will contribute:Risk Management: Support the development of an organization focused on high quality risk assessment. This requires the incumbent to:Make appropriate risk, premium and business decisions, and exceptions on all cases within assigned limitsAnalyze and identify early and ongoing risk trends for assigned clients and make appropriate recommendations for addressing theseDevelop personal credibility with clients and peersTeamwork: Support the achievement of FullscopeRMS as well as client goals. This requires the incumbent to:Utilize technical expertise in risk selectionDevelop selection and retention of client customers through accurate risk assessment and appropriate premium levels that meet profit, persistency, and sales objectivesFocus on the client’s case level salesDemonstrate decisiveness, creativity, and superiority in risk selection so that the most competitive, equitable and appropriate decision is make for each client’s caseIndependently make financial decisions of up to $250,000 within defined guidelinesDeliver dependable, accurate, timely service and build strong relationships with all clientsWhat you will bring with you:Minimum 3 years of group insurance underwriting experience required; college degree preferred. High school diploma or equivalent required.In depth knowledge of disability products including product provisions, plan design, pricing and contractual benefitsKnowledge of the reinsurance processDemonstrated knowledge of industry and marketplace trends within the local marketplace for assigned clientsCreative problem solving/analytical reasoning skillsStrong math aptitudeExcellent communication skills, both written and verbalDemonstrated ability to be persuasive and to negotiateAbility to work independently and address problems through own initiative and creativityWell organized and able to handle multiple prioritiesStrong computer skills, proficient in a PC environment and MS Word, Excel, and email systemsAbility to work professionally and effectively with co-workers, clients, claimants, vendors, and others with whom FullscopeRMS does businessExcellent written and oral communication skillsDemonstrated ability to establish excellent team-oriented interpersonal working relationshipsDemonstrated ability to working deadline-oriented environment with multiple priorities.Strong customer service skills.Demonstrated ability to work independently with minimal supervision.Do you see yourself in this role even if you haven’t checked all the boxes above? We welcome all talented candidates and are committed to a culture that represents diversity in all forms. If you think you might thrive in this setting, we would love to hear from you.Not ready to apply yet but want to stay in touch? to stay connected until the time is right for you!Life is brighter when you work at Sun LifeExcellent benefits and wellness programs to support the three pillars of your well-being – mental, physical, and financial – including generous vacation and sick time, market-leading paid family, parental and adoption leave, a partially-paid sabbatical program, medical plans, company paid life and AD&D insurance as well as disability programs and moreRetirement and Stock Purchase programs to help build and enhance your future financial security including a 401(k) plan with an employer-paid match as well as an employer-funded retirement accountA flexible work environment with a friendly, caring, collaborative and inclusive cultureGreat Place to Work® Certified in Canada and the U.S.Named as a “Top 10” employer by the Boston Globe's “Top Places to Work” two years runningAll qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.If you are a California resident, the salary range for this position is:Southern region: $62,100 – 93,200 annuallyCentral region: $65,400 – 98,100 annuallyNorthern region: $69,900 – 104,900 annuallyIf you are a Colorado resident, the salary range for this position is $59,200 – 88,800 annually.If you are a New York resident, the salary range for this position is $69,900 – 104,900 annually.If you are Washington resident, the salary range for this position is $65,400 – 98,100 annually.The full range minimum and maximum listed in the job posting is tied to the GCF level and job family.We consider various factors in determining actual pay including your skills, qualifications, and experience. In addition to salary, this position is eligible for incentive awards based on individual and business performance as well as a broad range of competitive benefits.Sun Life Financial is a leading provider of group insurance benefits in the U.S., helping people protect what they love about their lives. More than just a name, Sun Life symbolizes our brand promise of making life brighter -for our customers, partners, and communities. Join our talented, diverse workforce and launch a rewarding career. Visit us at www.sunlife.com/us to learn more.At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.#LI-remoteOur Affirmative Action Program affirms our commitment to make reasonable accommodation to the known physical or mental limitation of otherwise-qualified individuals with disabilities or special disabled veterans, unless the accommodation would impose an undue hardship on the operation of our business. Please email to request an accommodation.At Sun Life we strive to create a flexible work environment where our employees are empowered to do their best work. Several flexible work options are available and can be discussed throughout the selection process depending on the role requirements and individual needs.For applicants residing in California, please read our employeeJob Category: Underwriting - GroupPosting End Date: 02/06/2024All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, disability, or status as a protected veteran.
