Medical Underwriter

• Prepares and reviews various ratings, analyzes cases and employs various underwriting risk assessment techniques depending on the appropriate approach for the specific customer.
• Using supporting documentation for analysis and makes recommendations internally to underwriting management and/or sales based on established authority level.
• Assists more junior underwriters in meeting department needs and developing skills.
• Attends customer and broker dialogues in order to develop consultative skills.
• Possesses solid working knowledge of Health Care Reform, risk assessment, marketplace conditions, competitive landscape, and relevant business acumen.
• May underwrite medical, pharmacy, and/or ancillary lines of business.
• Works closely with sales Team to advise on compliance with underwriting requirements and customer risk characteristics.

• Demonstrated knowledge of insurance concepts, underwriting, rating techniques and basic risk evaluation is required.
• The ability to work independently and manage multiple priorities under tight timeframes.
• Strong analytical and mathematical skills as well as the ability to recognize, research and resolve discrepancies is required.

• Minimum of 3 years’ experience working in group insurance environment and 2+ years’ experience working in medical underwriting environment. Can be concurrent experience.
• Bachelor's degree or equivalent experience required. MBA Preferred.

Top Stack