Underwriter I

Western Alliance Bank

  • Westlake Village, CA
  • Permanent
  • Full-time
  • 15 days ago
Job Title: Underwriter ILocation: CA - Westlake VillageWhat you'll do: AmeriHome Mortgage is seeking a Mortgage Underwriter I who will perform a limited review of Conventional (Conforming and Conforming-High Balance) and Government (FHA, VA, and USDA) loans for specific issues such as Red Flags, property flip, insurability, income/asset doc review, DTI, etc. Additionally, Mortgage Underwriter I will be responsible for reviewing and clearing underwriting conditions on Conventional and Government loans in compliance with current guidelines and overlays.What we are looking for:What you will do:Work in the Limited Review and Conditions pipelines on a daily basis by completing sufficient Underwriting Reviews, Red Flags, property flip, insurability, income/asset doc review, and ConditionReviews, within defined turn timesIdentify any document deficiencies, add applicable conditions, and request additional information and/or documentation from Clients as neededContact clients to provide updates and clarification on outstanding conditions and deficiencies identified on loans per established processAssist other Department personnel in interpreting underwriting guidelines and updating underwriting status and conditions to Correspondent ClientsPerform independent research of guidelines and overlays while reviewing loansOther duties as assignedWhat you will need:3+ years mortgage industry experience, with substantial processing/loan review experience.Ability to communicate effectively and professionallyBasic proficiency in Microsoft Office products (Excel, Word, etc.)Loan quality and risk managementKnowledge of FNMA, FHLMC, FHA, VA, and USDA guidelines.Excellent written and verbal communication skillsGood customer/client service skillsStrong prioritization and time management skillsCompensation: Hourly range for new hires is generally $66,149.00 - $81,713.00 for Westlake Village, CA. Salary amount is determined by specific job location.Benefits you’ll love:We offer all the important things you'd want — like competitive salaries, an ownership stake in the company, medical and dental insurance, time off, a great 401k matching program, tuition assistance program, an employee volunteer program, and a wellness program. In addition, you’ll have the opportunity to bolster your business knowledge, learning the ins and outs of how successful companies operate and manage their finances, giving you invaluable hands-on experience to help grow your career!About the company:AmeriHome Mortgage is a Western Alliance Bank company. Western Alliance Bank is a wholly owned subsidiary of Western Alliance Bancorporation. Alliance Bank of Arizona, Alliance Association Bank, Bank of Nevada, Bridge Bank, First Independent Bank, and Torrey Pines Bank are divisions of Western Alliance Bank; Member FDIC.Western Alliance Bancorporation is committed to equal employment and will consider all qualified applicants without regard to race, sex, color, religion, age, nation origin, marital status, disability, protected veteran status, sexual orientation, gender identity or genetic information. Western Alliance Bancorporation is committed to working with and providing reasonable accommodations for individuals with disabilities. If you are an individual with a disability and require a reasonable accommodation to complete any part of the application process and/or need an alternative method of applying, please email or call 602-386-2488. When contacting us, please provide your contact information and state the nature of your accessibility issue. We will only respond to inquiries concerning requests that involve a reasonable accommodation in the application process.© Western Alliance Bancorporation

Western Alliance Bank