Senior Credit Analyst Infra - Aviation

Natixis

  • Paris
  • CDI
  • Temps-plein
  • Il y a 11 jours
Job Description:You join the Infra/Project - Aviation division of the Spezialised Lending team (Real Assets, Commodities) within the Credit Risk Division, as a confirmed credit analyst. The Paris Real Assets division also interacts with the Real Assets credit teams of our platforms in Asia, the United States and London.You play an active role in setting up new operations in interaction with the business lines, the bank's account managers and portfolio management teams.On a daily basis, you are responsible for:
  • Conducting a contradictory analysis of credit file applications (new applications, change requests, renewals, annual reviews, ad hoc applications), transactions (structuring) and the counterparty, then make a recommendation;
  • Have constructive contradictory exchanges with the business on the different points and results of your analysis, affirming your position on the files through open exchanges and appropriate explanations;
  • Interact with other departments and teams involved in decision-making (ESR, Legal, Compliance and Risks, Portfolio Management) ;
  • Represent your opinions to a risk delegate or to the credit committees facing the business line as a representative of the Risk Department for final decision making;
  • Actively monitor the portfolio and also the sector;
  • Alert your hierarchy of any material deterioration of the credit risk, with deterioration of internal ratings and put under Watch List if necessary.
As an analyst, you participate in cross-functional projects (risk policies, rating/LGD methodology, portfolio reviews, stress tests, improved monitoring of operations, audits and interactions with the BPCE group and the regulator, etc.).You work in an international environment, within a community of experts that puts excellence, impact and collective action at the heart of everything it does#TransformativeFinanceThis position is based in Paris, with the possibility of teleworking.��As a Top Employer, we put our people first. Internal mobility, career development and training programs allow you to grow and thrive throughout your career.You work in a hybrid, inclusive and collaborative work environment.You also have the opportunity to make a commitment to society and the causes that matter to you through our corporate foundation.About the recruitment processYou will be contacted by one of our recruiters before meeting our business experts (manager, team member or business line member).Automatic translationAbout Us:Natixis Corporate & Investment Banking is a leading global financial institution that provides advisory, investment banking, financing, corporate banking and capital markets services to corporations, financial institutions, financial sponsors and sovereign and supranational organizations worldwide.Our teams of experts in 30 countries advise clients on their strategic development, helping them to grow and transform their businesses, and maximize their positive impact. Natixis Corporate & Investment Banking is committed to supporting the environmental transition by aligning our financing balance sheet with a +1.5°C trajectory by 2050.Natixis Corporate & Investment Banking is part of the Global Financial Services division of Groupe BPCE, the 5th largest European financial institution and the second-largest banking group in France through the Banque Populaire and Caisse d'Epargne retail networks.If you are interested in inspiring challenges, making an impact and helping build the world of the future - if you want more than just a job - then join us.As a responsible employer, we constantly strive to build a fulfilling and inclusive working environment. We are committed to offering the same opportunities to all our talents from all backgrounds and career paths, regardless of their age, experience, sexual orientation or disability…

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