Commercial Loan Officer
GPAC
- Collins, GA
- $45,000-90,000 per year
- Permanent
- Full-time
- Bachelor’s degree in business, finance, accounting or equivalent.
- Strong preference to be in the banking industry.
- Minimum 2 years of Commercial Credit experience is preferred.
- Minimum 2 years of Commercial Lending experience is preferred.
- Strong longevity with previous employers is preferred.
- Expansion, and retention of commercial relationships using a proactive calling strategy.
- Cross-sell ancillary products and services of the bank.
- Analyzes credit history of applicants and determines loan repayment capabilities.
- Negotiates credit terms, such as costs, loan repayment methods, and collateral specifications.
- Develops and maintains interest rate structure to be consistent with financial institution policies and procedures, and to be competitive with current market rates.
- Daily review, approval, and disposition of commercial overdrafts.
- Reviews new laws and regulations that influence business lending within the financial institution and makes recommendations to management when necessary.
- Develops new customer prospects and business.
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