Credit Analyst
Beacon Credit Union
- Peru, IN
- Permanent
- Full-time
- Performs the initial and ongoing credit analysis to determine if members' credit requests satisfy policies and procedure guidelines, and prepares and processes all applicable documentation for credit analysis and risk ratings.
- Images and tracks financial documents, including financial statement, tax return, credit report, risk analysis, annual review report, and loan request presentation report, necessary for annual review and loan approval processes for the borrower.
- Prepares a detailed narrative based on the financial trends and ratios delivered in the reports presented to loan committees for loan approval and risk rating score assignment purposes.
- Provides support to Credit Union members and staff in explaining credit policies and procedures.
- Provides and maintains reporting requirements on Credit Union members' credit obligations, such as watch lists and allowance for loan loss calculations.
- Assists in special assignments requested by management and members.
- Performs other related duties as assigned.