Consumer Loan Processor

Red River Bank

  • Alexandria, LA
  • Permanent
  • Full-time
  • 2 months ago
SummaryThe processor is directly responsible for confirming that loans handled by the Loan Processing department are generated in compliance with bank policy. The loan processor ensures the bank’s security interest have been properly documented and that any documents to be received after funding are received and properly recorded. This entry level is closely monitored by a supervisor/manager to ensure proper documentation, policies, procedures, and general practices are in conformity with bank standards and regulatory guidelines.Essential Duties and ResponsibilitiesTo ensure the loans and renewals are closed in compliance with the banks loan policy and in compliance with any other requirements of loan request.To accurately generate basic Laser Pro documents for the loans in an efficient manner. Ensure disclosures are accurate and delivered timely to borrowers.To assist other Loan Processors in the preparation of loan packages.To review loan packages to identify any documentation problems before the documents are given to the loan officers.To work with bank personnel/attorneys to coordinate loan closings. Review and clear collateral exceptions.Other duties may be assigned.CompetenciesTo perform the job successfully, an individual should demonstrate the following competencies: Exhibit sound and accurate judgement.Prioritize and plan work activities. Independent and self motivated.Strong organizational skills and detail oriented. Individual needs to have ability to effectively manage time to meet deadlines.Familiar with the principles governing loan documentation in accordance with the bank’s loan policies, procedures and practices when granting consumer loans to borrowers.QualificationsTo perform this job successfully, an individual must be able to perform each essential duty satisfactorily. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. Real Estate experience preferred.Education and/or ExperienceHigh school diploma or general education degree (GED), 2 years of experience in a bank working with the commercial and/or consumer loan documentation or legal background.Computer SkillsTo perform this job successfully, an individual should have knowledge of Excel and Work Processing software and Imaging systems. Familiar with Laser-Pro system or comparable loan documentation software.Physical DemandsThe physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.While performing the duties of this job, the employee is regularly required to stand; walk and reach with hands and arms. The employee must occasionally lift and/or move up to 10 pounds. Specific vision abilities required by this job include close vision.Work EnvironmentThe work environment characteristics described here are representative of this an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

Red River Bank