Senior Credit Analyst - Nigeria
Branch International
- Nigeria
- Permanent
- Full-time
- Build and maintain a user-level valuations model to inform future product and marketing decisions and analyze drivers of profitability
- Monitor and update credit policy to optimize for company risk, profitability, and growth targets
- Propose data-driven product changes to improve customer experience and company profitability. Partner with product and engineering teams to implement your solution into production
- Monitor the company portfolio to identify trends, and lead weekly credit committee meeting to share performance updates and analysis
- Conduct ad-hoc analysis to identify underlying explanations for changes in portfolio performance, develop data-driven solutions, and evaluate expected portfolio impacts
- Collaborate with data science, product, and engineering to propose hypothesis testing to improve risk and profitability
- Develop statistical models to assist in pricing and user segmentation for capital markets transactions and financial data analysis
- Support the marketing and product team with their data needs
- 3-5+ years of relevant experience
- Fluency in SQL, R/Python or (a similar statistical analysis tool)
- Previous experience in analytics and/or quantitative modelling, using large datasets
- Experience analyzing, visualizing, and communicating impactful insights to management, investors and/or auditors
- Strong strategic thinking and problem-solving skills
- Enthusiasm for working across cultures, functions, and time zones
- You are highly entrepreneurial. You take the initiative to solve problems before they arise. You’ve started and/or contributed to projects you’re passionate about.
- You are a great collaborator. You know that startups are a team sport. You listen to others, speak your mind, and ask the right questions.
- Work in a mission-driven, fast-paced and entrepreneurial environment
- Competitive salary and equity package
- A collaborative and flat company culture
- Where we work:
- Hybrid, with the option to remote occasionally
- Fully paid life and health insurance benefit with Axa Mansard (Platinum plan)
- 28 days annual leave, 30 days sick leave and 7 days bereavement leave
- Fully paid parental leave - 6 months maternity leave and 3 months paternity leave
- $500 Annual professional development budget
- Pension benefit
- Monthly WFH stipend alongside a one time home office set-up budget
- Team meals and social events (Hybrid for now)
- Flexible working hours
- Opportunity to work and interact with a global team