BSA AML Analyst III/IV
Broadway Bank
- San Antonio, TX
- Permanent
- Full-time
- Conducts thorough investigations on AML/fraud cases with accuracy and within assigned timeframe.
- Escalates cases when appropriate with attached evidence documenting investigation efforts.
- Responsible for issuing customer credit and submitting fraud claims for recovery efforts when needed.
- Works closely with all lines of business to minimize losses and maximize recovery efforts.
- Works the “Red Flag” submissions pertaining to FACT Act Regulations when assigned.
- Assists with special projects, assignments, and tasks as assigned.
- Completes leadership training as assigned.
- Maintains current knowledge of federal and state laws pertaining to BSA/AML and fraud.
- Conducts thorough investigations on AML cases with accuracy and within assigned timeframe.
- Works assigned case load, which may include AML, Fraud, SAD, OFAC or High-Risk Alerts & Reviews.
- Working knowledge of BSA Principles such as CTRs, CTR Exemptions, SARs, 314(a), EDD, MIL, OFAC and other topics related.
- Ability to manage case load and time to complete assigned work monthly.
- Ability to independently work on multiple duties within the department.
- Escalates cases when appropriate with attached evidence documenting investigation efforts.
- Maintains current knowledge of federal and state laws pertaining to BSA/AML and Fraud.
- Reviews and decisions wires timely, before they are processed by the Wire Department.
- Ability to partner with other LOBs to obtain information for reviews, when necessary.
- Assists with special projects, assignments, and tasks as assigned.
- Knowledge of BSA/AML/OFAC/fraud regulations.
- Must possess strong analytical and problem-solving skills with ability to gather, organize, and interpret data.
- Ability to formulate independent preliminary conclusions.
- Proficient in the use of personal computers and related software packages such as Microsoft Office.
- Strong attention to detail with an investigative approach.
- Ability to exercise good judgement when assessing risk.
- Ability to maintain confidentiality and adhere to bank policy and procedures.
- Demonstrates strong communication skills to include written, verbal, and interpersonal skills when communicating with others.
- Ability to use sound judgment and handles difficult situations with tact, diplomacy, and discretion.
- Ability to manage time and adhere to strict deadlines.
- Demonstrates leadership skills and competencies.
- Three or more years of general banking experience with a minimum of 6-months in BSA/fraud investigations.
- Basic knowledge of bank administration, lending, operations, and products/services.
- Effective verbal, written, and interpersonal communication skills with the ability to instruct others, train personnel, write reports, and speak clearly.
- Four or more years of general banking experience with a minimum 1 year in BSA/Fraud investigations.
- Strong knowledge of bank administration, lending, operations, and products/services.
- Effective verbal, written, and interpersonal communication skills with the ability to instruct others, train personnel, write reports, and speak clearly.
- High school diploma or equivalent; Bachelor's degree preferred.
- Professional certification (ACAMS, ACFE, or similar) preferred, or willing to obtain within year of being on role/
- Type 30 wpm accurately.
- PC/ Strong Microsoft Office skills.
- Experience with AML/Fraud software, such as FCRM, preferred.
- Experience with Nautilus document imaging software a plus.
- Business Intelligence experience with MicroStrategy/Cognos or similar a plus.
- Employee Impact Groups
- Career Development and Mentorship Programs
- Generous paid time off, minimum 4 weeks
- Employee recognition, awards, and events
- Free vision insurance
- Retirement matching
- Tuition reimbursement