Mortgage Underwriting Manager- Hybrid

National Mortgage Staffing

  • Livonia, MI
  • $80,000-85,000 per year
  • Permanent
  • Full-time
  • 17 days ago
Job Summary: We are seeking a qualified and experienced Hybrid Mortgage Underwriting Manager to lead our dynamic mortgage underwriting team. The ideal candidate will possess a deep understanding of traditional and digital mortgage underwriting processes. This role requires a strategic thinker who can adapt to evolving market trends and technology advancements while ensuring compliance with industry regulations. The Hybrid Mortgage Underwriting Manager will be responsible for overseeing a team of underwriters, implementing efficient processes, and maintaining a high standard of accuracy and quality in mortgage underwriting.Key Responsibilities:Team Leadership:
  • Lead and manage a team of mortgage underwriters, providing guidance, support, and fostering a collaborative work environment.
  • Develop and implement training programs to ensure team members are up-to-date on industry regulations, underwriting guidelines, and technological advancements.
Process Optimization:
  • Evaluate and streamline underwriting processes to enhance efficiency and maintain a high level of accuracy.
  • Implement digital mortgage underwriting solutions and leverage technology to improve overall workflow.
Risk Management:
  • Develop and enforce underwriting policies and procedures to mitigate risk and ensure compliance with regulatory requirements.
  • Stay informed about changes in the mortgage industry and make proactive adjustments to underwriting practices accordingly.
Quality Control:
  • Establish and maintain quality control measures to ensure the accuracy and completeness of underwriting decisions.
  • Conduct regular audits to identify areas for improvement and implement corrective actions.
Collaboration:
  • Collaborate with other departments, including loan processing, sales, and compliance, to foster effective communication and achieve organizational goals.
  • Work closely with technology teams to implement and optimize digital underwriting tools and platforms.
Performance Monitoring:
  • Implement key performance indicators (KPIs) to monitor the performance of the underwriting team and make data-driven decisions to improve efficiency and accuracy.
Customer Service:
  • Ensure timely and accurate communication with internal and external stakeholders, including borrowers, loan officers, and other relevant parties.
Reporting:
  • Generate regular reports on underwriting performance, trends, and key metrics for senior management.
Qualifications:
  • 10+ years underwriting FHA, VA, Conventional Mortgage Loans
  • 5+ years in a underwriting management role
  • Several years of experience in mortgage underwriting, with a strong understanding of both traditional and digital underwriting processes.
  • Proven leadership experience with the ability to motivate and develop a high-performing team.
  • In-depth knowledge of mortgage industry regulations and compliance requirements.
  • Strong analytical and problem-solving skills.
  • Excellent communication and interpersonal skills.
  • Familiarity with mortgage underwriting software and digital tools.
If you are a results-oriented leader with a passion for innovation in mortgage underwriting, we encourage you to apply for this exciting opportunity.
Schedule will be 3 days in office, 2 days from home.Salary $80-85K

National Mortgage Staffing