VP/ ED Senior Credit Risk Manager, Financial Institutions

OCBC Bank

Singapore
Permanent
Full-time

19 days ago

Why joinBe the Primary Credit Approving Officer responsible for pro-active risk management of regional and global accounts comprising Sovereigns/Banks/Non-bank Financial Institutions (NBFIs) in China, Hong Kong and Macau across OCBC Bank and OCBC subsidiaries.What you do

Be the Primary Credit Approving Officer responsible for pro-active risk management of regional and global accounts comprising Sovereigns/Banks/Non-bank Financial Institutions (NBFIs) in China, Hong Kong and Macau across OCBC Bank and OCBC subsidiaries.
Assess appropriate credit limits during credit propositions, annual renewals and transactional requests submitted by Business Units (BUs) in a timely manner. BUs include Global Financial Institutions, Global Trade Finance and Global Markets.
Review annual review papers prepared by the CA Team, provide constructive comments to enhance the credit submissions (including recommending credit underwriting standards for new client segments where necessary) and present justification/rationale to approvers.
Pro-active management of credit portfolio amid evolving changes in market dynamics and escalate credit concerns/issues to management in a timely manner.
Be well-versed with the Bank’s credit policies and procedures and their changes and recommend credit policy changes, as required. Participate in the development of risk management standards/governance, procedures, processes and initiatives where required.
Perform regular regulatory stress-test on portfolios under credit coverage and ad-hoc portfolio reviews/stress tests where required.
Ensure new transactions and credit renewals meet OCBC’s risk acceptance criteria, risk policies and procedures, as well as regulatory requirements.
Strong collaboration with stakeholders including Counterparty Credit Risk team and Business Units (such as Global Financial Institutions, Global Markets) in structuring credit facilities that mitigate the credit risks inherent in derivatives portfolio.
Respond quickly and professionally to requests from Global Markets on limit excess during pre-deal credit limit checks.
Negotiate credit terms in loan agreements, ISDA/CSA, GMRA and GMSLA.

Who you work withGroup Risk Management works independently to protect, build, and drive our businesses. The team support good decision-making. With strong risk analysis. And a crucial, comprehensive role in sharpening our competitive edge. Optimising risk-adjusted returns. It’s about seeking and adopting best-in-class practices. Protecting the group from unforeseen losses. Keeping risk within appetite. Embracing change and managing growth in one of the world’s strongest banks.QualificationsWho you are

Candidate should minimally possess a good degree from a recognized university.
At least 10-12 years of relevant credit experience with focus on Sovereigns/Banks/NBFIs.
Strong knowledge of and experience in credit analysis, loan structures and treasury products.
Strong analytical skills with extensive experience in analyzing financial statements.
Strong team player who demonstrates ability to adapt and work in a team.
Ability to express opinions, engage in discussions with BUs and work in a fast-paced environment.
Knowledge in loan documentation, ISDA/CSA, GMRA, GMSLA is preferred.
Excellent written and interpersonal communication skills.

Who we areSingapore’s longest established bank, we’ve been helping people and businesses get what they want from life since 1932. How? By taking the time to truly understand people. From there, we provide support, services, solutions, and career paths that meet their individual needs and desires.Today, we’re on a journey of transformation. Embracing technology and creativity to become a future-ready learning organisation. But for all that change, the entire focus of our organisation remains to be Simply Spot On. In everything we do.And so whether you want innovate needs-based financial services. Work in friendly, supportive teams. Build lasting value in your community. Help people grow their assets, business, and investments. Take your learning as far as you can. Or simply enjoy a vibrant, future-ready career. Your Opportunity Starts Here.What we offerCompetitive base salary. A suite of holistic, flexible benefits to suit every lifestyle. Community initiatives. Industry-leading learning and professional development opportunities. Your wellbeing, growth and aspirations are every bit as cared for as the needs of our customers.

OCBC Bank

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