Underwriter - Hartford, CT
UnitedHealth Group
- Hartford, CT
- $48,300-94,500 per year
- Permanent
- Full-time
- Works to underwrite cases where general and some complex underwriting principles will be applied and a solid command of the rating tools is required. Frequency of case review will be based on team lead’s decision and in accordance to case level review policies
- Obtains Field Office staff acceptance of expense and reserve levels necessary to achieve planned expense recovery and underwriting gain objectives.
- Executes financial management on a book of business
- Assists and participates in creating and negotiating financial arrangements and settlements through Sales with some client and / or broker contact when necessary
- General communications will be mostly with internal sales. There will be limited interactions with brokers
- Underwrites several new firms or new coverage and major benefit revisions
- Provides direction to other areas in resolving service or claim issues that have financial implications
- Maintain up -to - date knowledge of applicable health plans and related products
- Explain underwriting principles and pricing recommendations to sales and brokers and be able to present position based on your knowledge of underwriting, competition, product, understanding of the client needs, etc
- Develop and maintain positive working relationships with Underwriters, AMT members and multi-site coordinators
- Identifies needs and makes recommendations for new/improved underwriting processes and procedures
- Support and / or lead underwriting projects as assigned
- 1+ years professional business experience, preferably in Managed Care, Accounting or Finance
- Must have solid financial analysis, problem solving and critical decision-making skills
- Proficiency with MS Office suite product
- Exhibits effective personal communication skills in the areas of listening, speaking and writing. Must possess professional written and verbal skills and formal presentation abilities
- Handles sensitive and confidential information and confidences appropriately and diplomatically
- BA/BS degree
- 1+ years of Underwriting experience in healthcare industry
- Ability to prioritize and respond effectively to numerous demands
- Demonstrates negotiation skills. Handles difficult situations diplomatically
- Solid organizational skills