Credit Analyst / Senior Credit Analyst
Crédit Agricole
- Chicago, IL
- $105,000-150,000 per year
- Permanent
- Full-time
8,600 employees in more than 30 countries across Europe, the Americas, Asia-Pacific, the Middle-East and North Africa, support the Bank's clients, meeting their financial needs throughout the world.
Crédit Agricole CIB offers its large corporate and institutional clients a range of products and services in capital market activities, investment banking, structured finance, commercial banking and international trade.
The Bank is a pioneer in the area of climate finance, and is currently a market leader in this segment with a complete offer for all its clients.For more information, please visit www.ca-cib.comTwitter: https://twitter.com/ca_cib
LinkedIn: https://www.linkedin.com/company/credit-agricole-cib/Working every day in the interest of society, our Group is committed to diversity and inclusion. To find out more on our Diversity Policy, click here: https://www.credit-agricole.com/en/pdfPreview/198689Reference 2024-88403Publication date 04/04/2024Job descriptionBusiness typeTypes of Jobs - Finance / AccountingJob titleCredit Analyst / Senior Credit AnalystContract typePermanent ContractJob summaryJob Title: Credit Analyst / Senior Credit AnalystPurpose: Responsible for processing credit requests and annual reviews in Chicago Diversified Portfolio.Key responsibilities:
- For assigned files for which RPC is responsible for the primary credit analysis, preparation of the first level credit application and analysis based on requests received from the Front Office including:
- Presentation of sector trends and drivers, and counterparty market position. Peer comparison.
- Detailed presentation of financial statements and financial projections when applicable.
- Review of legal protections including credit and trading agreements, guarantees and financial covenants as applicable.
- Prepare and/or review Anadefi internal ratings.
- Submission of files to NY Credit Committee.
- Processing of Phidias and Anadefi.
- For assigned files for which the Front Office prepares the first level credit application, preparation of the second level RPC opinion, including independent analysis of the borrower, transaction structure, term sheet, financial models, etc. Review and verify Anadefi ratings. Process Phidias
- Frequent interaction with the various Front Office teams to gather additional information concerning the client, discuss credit risk issues and mitigants, and obtain relationship profitability information and commercial support/strategy.
- Verify accuracy of, and correct as necessary, data in risk systems (Phidias/Eurecca/RICOS/Anadefi etc.).
- Active coordination with RPC Paris to answer any inquiries for additional information/explanations, follow-up on rating validations, and communicate credit issues and trend as appropriate.
- Active monitoring of the sectors and portfolios covered, and communication to senior management locally and in Paris as appropriate.
- Assist in any internal or external portfolio reviews, preparation of documents for US Risk Committee, Early Warning meetings, audit assessments, loan reviews, or special projects as needed.
- May also be asked to analyze counterparties in different sectors depending on workloads.
- Local RPC teams (Counterparty Risk, Market Risk, Admin-Monitoring and Projects, Enterprise Wide Risk)
- Local Front Office teams (Chicago, NY, Canada, CLF, DAR, ITB)
- Head Office SCS RPC and Front Office