Mortgage Business Underwriter
UBS
- Jacksonville, FL
- Contract
- Part-time
- review of credit reports to determine credit pattern, current liabilities, outstanding judgments and collections
- review of residential mortgage appraisal forms
- analyze asset statements for all types of asset accounts
- analyze income from salaried, commissioned, self-employed, investments, fixed income sources
- ability to determine monthly income based on bank statements and/or asset depletion
- knowledge of the requirements to meet CFPB's Ability to repay standard
- provide a written summary of loan details which clearly documents any exceptions to company guidelines and appropriate compensating factors
- perform a thorough analysis to ensure the quality of each loan and to determine compliance with company or investor guidelines
- ability to effectively make decisions in an independent manner
- must be able to identify tasks to be completed and move forward independently without prompting
- must be able to hold ones' self accountable for doing whatever is needed to meet all commitments and deadlines
UBS RecruitingYour teamThe Business Mortgage Underwriter is part of the Mortgage Group within UBS Wealth Management Banking.Your expertiseYou have:
- a minimum of ideally 8 years current mortgage underwriting experience, jumbo mortgage preferred
- a BA/BS degree, equivalent education and experience may be considered
- excellent organizational skills with attention to detail
- the ability to effectively communicate, work with, and build relationships with both internal and external customers
- excellent verbal and written communication skills
- advanced tax return analysis skill required
- able to interact with all levels of staff and management
- able to prioritize workload and meet deadlines
- able to multitask, problem solve proactively and think creatively
- experienced with residential appraisal review
- proficient in Word, Excel, and Outlook
- an excellent communicator and possess solid organizational skills
- an expert problem solver
- able to prioritize and adapt to changing deadlines
- detail oriented and careful about quality of work