MMT-Loan Processor
D.R. Horton
- Richmond, TX
- Permanent
- Full-time
- Oversee the receipt of a file from a Loan Officer through Final Approval
- Communicate with the Loan Officer, home buyer, etc. on any items needed for the file
- Review the file for correct stacking order, Automated Underwriting (AU) findings for initial determination, and appropriate documentation. Input any changes into the computer systems and re-run for a correct AU determination. Provide the status of a file to all parties
- Submit all files to a DHI Underwriter at a Regional Underwriting Center, and review conditions when received from underwriting. When all conditions are received, make any changes necessary to the computer system and resubmit to the AU system
- Read updates and comply with all Quality Control policies, attending QC meetings as scheduled. Review all files for DHI Mortgage required checklists, and respond to all QC write-ups within 10 calendar days
- Complete pre-draws for Closing
- Submit loan files to Closing after Final Approval
- Review Loan Processor reports/dashboards, Project to Close, and Timeline Exception reports daily. The Loans in Process Report should be reviewed on a weekly basis
- Attend weekly Loan Processor meetings as directed by Branch Operations Manager
- Update comments and communication on all relevant reports
- Conducts all business in a professional and ethical manner to serve customers and increase the goodwill and profit of the company
- Bachelor's degree, earned within two years, from four-year college or university
- Ability to accurately and efficiently process and record large amounts of data
- Ability to apply common sense understanding to carry out instructions furnished in written oral form or via DRH applications
- Proficiency with MS Office and email
- One to two years related experience and/or training preferred
- Strong written communication skills and attention to detail
- Medical, Vision and Dental
- 401(K)
- Employee Stock Purchase Plan
- Flex Spending Accounts
- Life Insurance
- Vacation, Sick, Personal Time and Company Holidays