Loan Originator - East Region
Wintrust Financial
- Chicago, IL
- Permanent
- Full-time
- An award-winning culture! We are rated a Top Workplace by the Chicago Tribune (past 9 years) and Employee Recommended award by the Globe & Mail (past 6 years)
- Competitive pay and discretionary or incentive bonus eligible
- Comprehensive benefit package including medical, dental, vision, life, a 401k plan with a generous company match and tuition reimbursement to name a few
- Family-friendly work hours
- With 175+ community bank locations, we offer opportunities to grow and develop in your career
- Promote from within culture
- We have a culture that encourages an entrepreneurial spirit
- We offer multiple opportunities for development and upward mobility
- You come to join focused, highly collaborative team at a great company
- Use interpersonal and communication skills to generate referral business, leads and relationships with individuals, existing clients, past clients and Real Estate professionals.
- Participate in training for marketing, sales, and scenario techniques to effectively sell, package and close consumer mortgages.
- Take thorough and complete loan applications; analyze and prequalify applicant information to determine viability of the client’s desired loan program.
- Pull and analyze credit and compare for accuracy with the borrower’s statements.
- Provide guidance and information relevant to the risks and benefits of each program the applicant is qualified for.
- Effectively communicate the terms of each product and ensure all documents necessary are signed by the borrower.
- Provide the loan package to the loan processor for review. Work with the loan processor to provide any additional documentation as necessary and required by underwriting to clear conditions and close the loan.
- Must meet all NMLS requirements.
- Must have superior interpersonal, organizational, communication (both written and oral), and telephone etiquette skills.
- Must be a self starter, motivated, energetic, with excellent time-management skills.
- Minimum of 3 years mortgage banking experience.