In this position, you'll review and analyze medical, personal, and financial information to evaluate eligibility and risk for applications for amounts up to $200 million. You'll play a key role in the risk assessment, decision-making and communication for each application. Interested Individuals Should Be Client-focused with a passion for working towards a common goal on a high performing team Have a comprehensive risk analysis approach to medical and financial underwriting Driven by strong desire and commitment to support our Distribution partners What will you do Analyze insurance applications and evidence of insurability; apply holistic underwriting expertise in all areas of underwriting including medical, financial and lifestyle factors to make sound and competitive underwriting decisions. Negotiate internal decisions with our reinsurers, in accordance with reinsurance treaties and internal rules. Effectively communicate and explain decisions to advisors and/or a client's physician, as require. Build strong relationships with business leaders, distribution teams and advisors delivering exceptional service and expertise. Focus on continuous improvement. Identify areas of opportunities and bring forward recommendations for solution. Contribute to a positive environment through teamwork, and a spirit of innovation, and professional development Attend and contribute to regular HNW case reviews where the team shares their knowledge and opinions with an outcome of helping each other to develop and learn. Mentor and help employees grow to the next levels in their careers What do you need to succeed Decision Making Authority $10,000,000 for Life and $1,000,000 of Critical Illness Exceptional analytical, judgement, problem-solving and decision-making skills This position is posted in several locations. Bilingualism (French/English) is required for Quebec applicants because of the frequent interactions with English and French-speaking colleagues/internal partners. Client and results focused, with proactive service orientation to support our business goals Ability to influence and negotiate Strong knowledge of medical and financial risk factors The ability to work in a fast-paced environment, meet tight deadlines and balance completing priorities Strong interpersonal skills to work collaboratively with our internal and external partners Strong attention to detail and accuracy Ability to work independently and eager to take on responsibility 10-15 years of experience as an Individual Life Underwriter Bachelor's degree or equivalent Specialized training: ALU certificate and commitment to ongoing education with a goal of attaining the Fellow, Academy of Life Underwriting (FALU) and Fellow, Life Management Institute (FLMI) designations Skills: decision-making authority,relationship building,underwriting,medical underwriter,flmi designation,attention to detail,life underwriting,teamwork,mentoring,alu certificate,financial risk factors,interpersonal skills,influence,ongoing education,medical risk factors,independent work,bilingualism,individual life insurances,responsibility,analytical skills,judgement,falu designation,communication,fast-paced environment,medical underwriting,decision-making,negotiation,continuous improvement,risk assessment,excellent communication and leadership skills,problem-solving,insurance