Vice President, Credit Analysis (Auto, ICGM), Corporate Banking
DBS Bank
- Hong Kong
- Permanent
- Full-time
- Work closely with our business and internal stakeholders to manage the bank’s risk exposure by balancing its objective to maximize returns against an acceptable risk profile.
- Work jointly with the origination teams to provide, financing, investment and hedging opportunities to our customers.
- Manage and monitor a portfolio of lending and derivatives exposures of institutional investor clients.
- Conduct credit analysis for institutional investor counterparties by preparing concise, critical and well-argued proposals. Recommend credit limits in a partnership relationship with origination team based on bank’s risk appetite and client’s credit profile.
- Prepare and conduct periodic credit facility renewal.
- Expedite and monitor the credit approval processing by liaising with approval officers
- University Degree in business, accounting or related subjects with CFA, ACCA, CPA or FRM qualifications an advantage
- 8 years’ + hand on experiences in Banking
- Sound credit and business knowledge in commercial banking and sound understanding of the regulatory requirements in HK and China
- Sound knowledge to understand the credit underwriting criteria of both internal and external environments
- Strong analytical skills and writing skills
- Good at cash flow projection, bilateral/syndicated loan facilities and derivative products
- Delivery of good quality credit write up
- Good Interpersonal and communication skills with good command of both spoken and written English and Chinese (Cantonese and Mandarin)
- Self-motivated, good team player and able to follow tight deadlines