Senior Hindsighting Manager

IDFC FIRST Bank

  • Mumbai, Maharashtra
  • Permanent
  • Full-time
  • 3 days ago
Job RequirementsJob Title: Senior Hindsighting ManagerFunction/ Department: RiskJob Purpose:The role holder has the responsibility of doing credit hind sighting activity based on sampling with a good understanding of Retail Products /Policies & its process. It entails the responsibility of identifying gaps in underwriting, publishing the hindsight reports / dashboards periodically to senior management and obtain ratifications as applicable - thereby contributing to the larger objectives of the bank.Roles & Responsibilities:
  • Design and implement Hindsight framework for all Retail Products (PL, BL, Mortgage, UC, CV, EH, KCC, etc.).
  • Conduct detailed review of accounts and ensure cases are approved basis Credit Policy & Process.
  • Evaluate and assessing compliance to regulators such as RBI and adherence to the internal policies laid down by the bank.
  • Identify the gaps in the process & highlights to the senior management.
  • Publish Hindsight reports / dashboards / scores periodically.
  • Collaborate with Risk, Operation& Policy team for any change in the process/policy.
  • Capture and share best- practice knowledge amongst the team
Secondary Responsibilities:
  • Recommend improvements to processes and policies across the Retail Banking business to drive operational efficiencies and high-quality customer service.
  • Leverage in-house synergies through collaboration with internal stakeholders.
Managerial & Leadership Responsibilities:
  • Attract and retain best-in-class talent for key roles in their reporting structure.
Education Qualification:Graduation: Bachelor of Commerce (B.com) / Bachelor of Science (B.Sc) / Bachelor of Arts (BA) / Bachelor of Business & Insurance (BBI) / Bachelor of Management Studies (BMS)Post-Graduation: Master of Business Administration (MBA) / Master of Commerce (M.com) / Master of Arts (MA)Professional Education: Charted Accountant.Experience: 10 to 12 years of relevant experience in underwriting.

IDFC FIRST Bank