Quant Analytics - Associate
JPMorgan Chase
- Bangalore, Karnataka
- Permanent
- Full-time
- Lay out the modeling requirements for the pricing elasticity of lending & deposits products including mortgage, auto, card, business banking, wealth management etc.
- Work closely with business modeling team to build sound pricing elasticity models.
- Analyze model inputs and model outputs to facilitate model development and model deployment.
- Partner with business teams to apply the model output to business strategies.
- Conduct in-depth analysis to help management understand the business impact of pricing strategies.
- Partner effectively with finance, modelling, data & technology, and business teams
- Present results and recommendations clearly and concisely
- Post-Graduation degree in a quantitative discipline; Math, Finance, Statistics, Economics, or equivalent work/training is required.
- 6+ years of technical delivery experience with a demonstrated track record of growing responsibility.
- Banking experience in one or more US consumer credit portfolios (i.e., U.S. Mortgage, Home Equity, Credit Card, Automotive, Lease, Business Banking)
- Knowledge of the Finance process especially Pricing, and macroeconomics
- Strong technical and statistical skills. Ability to synthesize data and communicate to leadership in a concise and effective manner, both verbally and written
- Focused attention to detail, analytical & inquisitive with high standards for quality and accuracy
- Proficiency in Microsoft Office (especially Excel and PowerPoint). Experience in using Data extraction and Data analysis tools like SQL/R/Python
- Knowledge of working in public cloud AWS will be an added advantage.
- History of effective multi-tasking, expectation setting, and escalation of issues, where appropriate
- Project Management Skills -- well-organized, structured approach. Ability to achieve tight timelines on complex deliverables. Ability to manage and prioritize projects across cross-functional groups.
- Strong communication and interpersonal skills, ability to interact with individuals across departments / functions and with senior level individuals.
- Able to work effectively under pressure and in a rapidly changing environment to meet deadlines.
- Exhibited leadership and desire to oversee the development of credit analysts in the team. Experience in retail finance or Credit card finance within a bank a big plus