33235386 – Credit Executive
Career Moves
- Belfast
- Temporary
- Full-time
The Credit team strives to provide world class credit & debt management and are key part in our trading relationship with our customers in IOI.Leadership Responsibilities:Be authentic – build great relationships across the business at all levels
- Find Solutions - Be imaginative in finding solutions to issues.
- Connect to the Purpose of the organisation – Show pride in the business; act as a positive representative of the company and our reputation.
- Consistently Deliver Great Performance – Identify clear priorities and focus on them at all times. Demonstrate brilliant execution. Understand the controls and governance required in your area.
- Grow Yourself – Develop and apply self-awareness. Grow your capability & experience.
- Pro-active debt management to maximise cash conversion.
- Actively minimise risk using external financial tools and rigorous review.
- Develop collaborative relationships with commercial teams
- Deliver against agreed credit KPIs which underpin the strategy
- Ensure the accuracy and completeness of customer master data used to support debt management, accurate financial reporting and any necessary recovery processes.
- Compliance relating to credit policy – CARM/AML policies and other regulatory aspects
- Decide and set credit terms and credit limits for each customer
- Regularly review data integrity and payment performance, correcting if required
- When necessary recommend risk categorisation and credit options
- Prompt follow up of failed or missed payments on a daily basis
- Negotiate repayment plans with customer if overdue debt arises, and subsequent review of payments
- Apply course corrective action when needed
- Create and pro-active manage risk based watch lists
- Correspond with customers with overdue debt, rapid follow up to ensure maximum monies recovered
- Comply with all legislative and policy requirements, where appropriate drive simplification to processes.
- Leaving Certificate or 5 GCSE grade A-C including Maths and English
- A post leaving qualification in a business related or Credit Discipline would be advantageous.
- Proven ability to deliver under time pressure is particularly important.
- At least 3 years Credit Control experience with high volume of customers
- Proven ability to deliver consistent high quality results in a target driven environment.
- Be assertive in all situations.
- Computer literacy is necessary – knowledge of Sap/Salesforce (or equivalent) and intermediate Excel/Word are essential