About the Opportunity:Credit Platform support the Group’s growth ambitions through the provision of industry leading credit risk management and decisioning capabilities. This is achieved through transforming our case management and referral management capabilities as well as optimising the Banks automated credit decisioning capability for origination and in-life risk management, utilising market leading technology and new data sources.The Commercial Credit Decisioning Lab is one of four labs in the Credit Platform. The lab’s primary objective is to deliver advancements in automated credit decisioning to deliver growth and efficiency by reducing the time and cost required to take credit decisions, whilst ensuring that those decisions are consistent and deliver the expected outcome.As the Team Product Owner, you will be accountable for a product backlog delivered by two London based feature teams and includes delivering an automated decisioning service for product renewals, credit risk monitoring, credit policy and risk insights.Your accountabilities will include:Ensure that the teams are working on the right set of business problems ("building the right things") and relentlessly focus on delivering value for our customers.Prioritise and balance the needs of the initiatives, collaborators and risk. Maintaining a refined backlog, targeting efficient delivery focused on value and providing clarity to all interested parties.As the product owner you'll work in collaboration with the engineering community to drive and embed agile ways of working and support the prioritisation of modern engineering practices to achieve long term business outcomes.Support development of Lab or Team objectives and key results and provides product performance and benefits realisation data.Defines user-stories at team level to meet customer needs.Work with Customer Journey Managers to analyse user stories for customer journey improvements.Shapes Product vision and roadmap at Team level.Accountable for Product change governance (e.g., CMIA / SPFIA) and Business Readiness activities (e.g., training and comms, testing and readiness for implementation) for their respective features, journeys, or technology components.Why Lloyds Banking Group?We’re on an exciting journey to transform our Group and the way we’re shaping finance for good. We’re focusing on the future, investing in our technologies, workplaces, and colleagues to make our Group a great place for everyone. Including you.What you’ll need:Strategic Thinking. Ability to align product strategy with the overall business goals, foresee industry trends, and adapt the product vision and strategy accordingly.Expertise in developing and maintaining a product roadmap that balances short-term achievements with long-term goals, considering collaborator feedback, market trends, and technological advancements.Experience of leading end to end of a software & infrastructure production service across all dimensions of people, process and technology.Stakeholder Management. Strong skills in handling and communicating with collaborators at all levels, including executives, to ensure alignment and agreement on the product vision and roadmap.Effective Communication. Exceptional communication skills, both verbal and written, tailored to a wide range of audiences, from technical teams to executive collaborators.And any experience of these would be really useful:Prior experience of agile delivery.Good understanding of Commercial Credit Risk.Technical Literacy. Ability to grasp technical concepts and communicate effectively with technical teams.About working for us:Our focus is to ensure we're inclusive every day, building an organisation that reflects modern society and celebrates diversity in all its forms. We want our people to feel that they belong and can be their best, regardless of background, identity or culture. We were one of the first major organisations to set goals on diversity in senior roles, create a menopause health package, and a dedicated Working with Cancer initiative. And it’s why we especially welcome applications from under-represented groups.We’re disability confident. So if you’d like reasonable adjustments to be made to our recruitment processes, just let us knowWe also offer a wide-ranging benefits package, which includes:A generous pension contribution of up to 15%An annual performance-related bonusShare schemes including free sharesBenefits you can adapt to your lifestyle, such as discounted shopping30 days’ holiday, with bank holidays on topA range of wellbeing initiatives and generous parental leave policiesReady for a career where you can have a positive impact as you learn, grow and thrive? Apply today and find out more.At Lloyds Banking Group, we're driven by a clear purpose; to help Britain prosper. Across the Group, our colleagues are focused on making a difference to customers, businesses and communities. With us you'll have a key role to play in shaping the financial services of the future, whilst the scale and reach of our Group means you'll have many opportunities to learn, grow and develop.We keep your data safe. So, we'll only ever ask you to provide confidential or sensitive information once you have formally been invited along to an interview or accepted a verbal offer to join us which is when we run our background checks. We'll always explain what we need and why, with any request coming from a trusted Lloyds Banking Group person.We're focused on creating a values-led culture and are committed to building a workforce which reflects the diversity of the customers and communities we serve. Together we’re building a truly inclusive workplace where all of our colleagues have the opportunity to make a real difference.
