Head of Credit & Risk Management

• Responsible for performing credit analysis and underwriting activities for the largest volume / high risk prospective accounts using credit evaluation guidelines and client history to assess credit worthiness.
• Responsible for the day to day monitoring of clients/accounts.
• Prepares underwriting documents for management review on accounts with risk exceeding the standard thresholds.
• Interaction and conducts negotiation with clients.
• Review and approve risk analysis completed by Credit Officers.
• Involved in general Credit Policy and process development and handle escalated underwriting issues.
• Responsible for system enhancements, implementation of process improvements and improving overall enrollment efficiencies.
• Handle escalated calls and resolve problems and negotiate with commercial/merchant/portfolio accounts.
• Provides monthly reporting on Risk Mitigation results.
• Manage an assigned portfolio of merchant relationships for FDC and FDC affiliates.

• Bachelor degree in Business or Engineering.
• 5+ years credit analysis/portfolio management experience or equivalent, including 3 years direct acquirer experience. 5 – 7 years supervisory experience. Prior knowledge of Risk Management in the Acquiring industry.
• Advanced level of English

Morgan Philips