Research Associate II - Consumer Finance/Payments
Stifel
- New York City, NY
- $105,000-125,000 per year
- Permanent
- Full-time
- Build and maintain Excel-based financial models, including income statements, balance sheets, cash flow statements, and discounted cash flow analysis.
- Formulate mathematical or simulation models of problems, relating constants and variables, restrictions, alternatives, conflicting objectives, and their numerical parameters.
- Analyze information obtained from management in order to conceptualize and define operational problems.
- Perform validation and testing models to ensure adequacy; reformulate models as necessary.
- Building and updating comp sheets.
- Managing the databases and electronic data services (i.e. Bloomberg, FactSet, etc.)
- Must be able to clearly state and defend the Analyst's investment thesis and outlook for each of the stocks under coverage.
- Respond to basic questions from Institutional sales and clients regarding covered companies, and industry questions and data requests.
- Develop written product with modest direction from the senior level Research Analyst.
- Able to evaluate basic valuation methodologies to stocks under coverage and the broader sector.
- Meets the special projects demands of the senior level Research Analysts.
- Uses all resources to determine and locate relevant data.
- Continues to build industry knowledge.
- Continues to develop external sources (management teams, suppliers, and customers). Must be able to integrate these sources in the research product. Will be assigned a small client contact list and will be responsible for meeting the needs of those clients.
- Some travel by car and/or air in conjunction with local, regional and/or national travel, up to 20%.
- Inductive Reasoning - the ability to combine pieces of information to form general rules or conclusions.
- Critical Thinking - using logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
- Judgement and Decision Making - considering the relative costs and benefits of potential actions to choose the most appropriate one.
- Time Managment - managing one's own time and priorities to ensure the meeting of deadlines.
- Oral and Written Expression - the ability to communicate information and ideas in spoken or written form so that others will understand.
- Economics, Accounting, Finance, and Securities Analysis - knowledge of economics, accounting, and financial principes, the financial markets, the industry, the analysis and reporting of financial date, and associated terminology.
- Minimum required: Bachelor's degree.
- Minimum required: 2 to 4 years of relevant industry experience and /or proven experience at the Associate I level.
- Minimum required: none.
- Proficient in Microsoft Excel, Word, PowerPoint, Outlook.