Micro Credit Sales Agent Associate

Kampala, Central Region
Permanent
Full-time

15 days ago

Job Description/RequirementsMICRO CREDIT SALES AGENT ASSOCIATEJob Summary:Cloud Capital Micro Credit Sales Agent is responsible for recruiting, promoting and selling micro credit products and services to clients through their field based network. This role involves recruiting, building and maintaining client relationships, understanding clients' credit needs, and recommending suitable and appropriate credit facility. The agent will be field based with a duty report station assigned. Majority of the key customers are traditional retailers running small micro businesses.Key Responsibilities:

Recruitment-Identify and prospect potential clients through various channels, including market visits, on premise engagements, referrals , networking and cold calling among others
Recommend appropriate products & services based on their needs and available micro-credit products, ensure that they are aligned with their financial objectives. Demonstrate the benefits of the recommended product
Oversee and ensure on boarding of the clients through applicable KYC guidelines
Ensure only suitable clients are recommended and onboarded
Monitor client base performance and define tactics to ensure that they honor their payments
Conduct impromptu field visits to ascertain the business performance
Compile agreed monthly performance reports
Build and maintain strong relationships with existing clients to understand their credit requirements and needs.
Stay updated on a wide range of micro credit and other financial products and service
Conduct thorough financial assessments to understand clients' current financial situations and business funding requirements.

Top accountabilities:

Achieving set targets.
Revenue
No of customers recruited
No of customers retained
Reports and record keeping updated and accurate client information
Agent network performance

Qualifications:

Bachelor's degree or diploma with demonstrated experience
Experience with a microfinance or bank
Proven experience in credit management and sales is an added advantage
Experience working with an agent model
High entrepreneurial spirit, self-driven and motivated
Analytical skills to assess clients' financial situations and recommend product solutions.

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