Relationship Manager, Kuantan - SME Banking

• Market and originate SME Banking financing products, deposit products and Takaful for new and existing customers.
• Prepare credit proposal and obtain the approval from respective Financing Committees
• Prepare a Letter of Offer and liaise with Credit Administration for the completion of security documentation
• Proactively monitor credit quality through early problem loan recognition and implement appropriate strategies
• Work closely with other Business Development Units (internal & external) in promoting Bank Islam products and services
• Manage the disbursement and/or activation process and liaise with the Sales Support Team and Credit Admin Department.
• Conduct a review of the customers' facility and recommend the course of action to be taken
• Analyze changes in the business activities or variations in the customers' risk profile and decide whether to maintain the relationship or embark on the exit strategy
• Maintain and manage customer relationships, cross-sell the bank's products and services, and monitor the growth and quality of the business portfolio to meet the target
• Ensure adherence and compliance to all internal policies/guidelines and external regulatory requirements.

Bank Islam