Company Overview Uni-Com India Pvt. Ltd. is committed to ethics, discipline, and trust in building credibility through policy consistency and expeditious execution. Established in 2009 with branches in Jalandhar, Chandigarh, Jammu, and Himachal Pradesh. Aiming for all-encompassing development and growth through professionalized and disciplined operations. Job Overview Junior Credit Officer position with 1-3 years of experience at Uni-Com India Pvt. Ltd. in Hoshiarpur. Full-Time employment with 201-500 employees. Salary range based on experience. Company is a Non-Banking Financial Company with a focus on ethics, discipline, and trust. Website: https://www.uni-com.in/ Qualifications And Skills Minimum 1-3 years of experience in credit management Knowledge of Fard and home loan processes Expertise in legal chain checking and disbursement activities Strong analytical and problem-solving skills Attention to detail and accuracy in loan file checking Effective communication and teamwork abilities Roles And Responsibilities Perform credit checks and assess financial statements Evaluate loan applications and make recommendations Manage disbursements and ensure compliance with regulations Conduct legal chain checking and verification processes Maintain records and files related to credit activities Work collaboratively with team members and departments